Secure Protocol Active

PRIVACY
POLICY.

We treat your data with the same rigor as your finances. Encrypted. Transparent. Yours.

Status
GDPR Compliant
Version
4.2.0 (Stable)
Last Updated
October 24, 2023

Introduction

At rupyx, we provide specialized NBFC Loan Management Software. This Privacy Policy governs the manner in which we collect, use, and protect your information.

By using our platform, you acknowledge that you have read and understood our data practices. We operate in strict accordance with the Digital Personal Data Protection (DPDP) Act and RBI Cybersecurity Frameworks.

Information Collection

KYC Data

Aadhaar, PAN, and identity proofs for regulatory compliance.

Financials

Bank statements, income details, and credit bureau reports.

Contact Data

Mobile number, email address, and permanent residence.

Digital Footprint

IP address, device ID, and platform interaction logs.

Usage Purposes

To process loan applications and verify identity via KYC.
To assess creditworthiness through automated Rupyx engines.
To facilitate EMI collections and repayment reminders.
To comply with anti-money laundering (AML) regulations.
To improve platform performance and prevent cyber threats.

Data Sharing

"We do not sell your personal data. Sharing only occurs with authorized partners under strict NDAs."

✅ Credit Bureaus (CIBIL/Equifax)
✅ RBI Regulatory Bodies
✅ Verification Partners
✅ Payment Gateways

Security Infrastructure

Rupyx Pro utilizes military-grade protocols to ensure your financial assets and identity data are never compromised.

AES-256

Encryption

SSL/TLS

Secure Tunnel

2FA

Multi-Factor

Cookies & Tracking

We use cookies to improve your portal experience and analyze traffic. This includes Session Cookies (for login security) and Analytics Cookies (to improve loan journey UX).

Your Rights

Access

Request data copies.

Rectify

Update your info.

Erase

Delete profile.

Data Retention

Per RBI regulations, financial records (KYC and transaction history) are retained for a period of 8 to 10 years following the closure of a loan account to satisfy legal and audit requirements.

Privacy Office

privacy@rupyx.com

Grievance Officer

BKC, Mumbai, MH 400051

Regulated by Financial Conduct Authority

Rupyx Software is committed to full transparency under the DPDP Act and RBI cybersecurity frameworks.